All guides

Plain-English guides on UK personal finance — no jargon, no advice.

Budgeting

How to budget your salary each month

A practical, step-by-step guide to making your monthly salary go further and actually sticking to a budget.

6 min read

Budgeting

How to cut your food shopping bill

Supermarket bills have risen sharply in recent years. These practical tips can help you spend less without sacrificing quality.

5 min read

Savings

Make your money work harder.

Savings

How to build an emergency fund

An emergency fund is one of the most important financial safety nets you can have. Here's how to build one.

5 min read

Savings

UK savings accounts explained

From easy-access to fixed-rate bonds, there are many types of savings accounts available in the UK. Here's what each one means.

6 min read

Banking

Understand your current account options.

Banking

UK current accounts explained

Not all current accounts are equal. Here's what to look for when choosing or switching your bank account.

6 min read

Pensions

Plan for your future.

Pensions

The UK State Pension explained

How much is the State Pension, when can you claim it, and how does National Insurance affect it? All explained here.

5 min read

Credit

Understand credit scores, cards and loans.

Credit

How credit cards work in the UK

Credit cards can be useful tools if used correctly. Here's everything you need to know about how they work.

6 min read

MoneyMate UK provides general information only — not financial advice. Always seek independent advice before making financial decisions. Read our disclaimer.