This Privacy Policy explains how MoneyMate UK ("we", "us", "our") collects, uses and protects information about you when you visit moneymateuk.com (the "Site"). We are committed to protecting your privacy and complying with the UK General Data Protection Regulation (UK GDPR).
1. Information we collect
Information you provide
When you contact us via our contact form, we collect your name, email address and the content of your message. This information is used solely to respond to your enquiry.
Information collected automatically
When you visit the Site, certain information is collected automatically, including:
- Your IP address
- Browser type and version
- Pages you visit and time spent on them
- The website that referred you to our site
- Device type and operating system
This information is collected via Google Analytics and Google AdSense (see below).
2. Cookies
This Site uses cookies — small text files stored on your device. We use the following types of cookies:
Essential cookies
These are necessary for the Site to function. They include our cookie consent preference cookie.
Analytics cookies (Google Analytics)
If you accept cookies, we use Google Analytics to understand how visitors use the Site. This collects anonymised data about pages visited, time on site, and traffic sources. Google Analytics sets cookies on your device. You can opt out of Google Analytics by installing the Google Analytics opt-out browser add-on.
Advertising cookies (Google AdSense)
We display advertisements on this Site provided by Google AdSense. Google may use cookies to serve ads based on your prior visits to this website or other websites. You can opt out of personalised advertising by visiting Google's Ads Settings.
You can manage your cookie preferences at any time using our cookie banner or by adjusting your browser settings. Note that disabling cookies may affect the functionality of this Site.
3. How we use your information
We use the information we collect to:
- Respond to contact form enquiries
- Analyse and improve the Site's content and performance
- Display relevant advertising through Google AdSense
- Comply with legal obligations
We do not sell, rent or share your personal data with third parties for their marketing purposes.
4. Legal basis for processing
Under UK GDPR, our legal bases for processing personal data are:
- Legitimate interests — for analytics data to improve the Site
- Consent — for advertising and analytics cookies, where you have accepted via our cookie banner
- Contract — to respond to your contact form enquiry
5. Data retention
Contact form submissions are retained for up to 12 months. Analytics data is retained according to our Google Analytics settings (26 months by default). You may request deletion of any personal data we hold about you at any time.
6. Third-party services
This Site uses the following third-party services which may process your data:
- Google Analytics — website analytics (Google Privacy Policy)
- Google AdSense — advertising (Google Privacy Policy)
- Formspree — contact form processing (Formspree Privacy Policy)
- Cloudflare — website hosting and security (Cloudflare Privacy Policy)
7. Your rights
Under UK GDPR, you have the right to:
- Access the personal data we hold about you
- Request correction of inaccurate data
- Request deletion of your data
- Object to processing of your data
- Request restriction of processing
- Lodge a complaint with the Information Commissioner's Office (ICO) at ico.org.uk
To exercise any of these rights, please contact us.
8. Security
We take reasonable steps to protect your information from unauthorised access or disclosure. This Site is served over HTTPS and hosted on Cloudflare's secure infrastructure.
9. Children
This Site is not directed at children under the age of 13. We do not knowingly collect personal data from children.
10. Changes to this policy
We may update this Privacy Policy from time to time. The date at the top of this page indicates when it was last updated. Continued use of the Site after any changes constitutes your acceptance of the updated policy.
11. Contact
If you have questions about this Privacy Policy or how we handle your data, please use our contact form.